Estate Planning for Unmarried Couples: Protecting the Life You’ve Built Together
Michelle Herd Michelle Herd

Estate Planning for Unmarried Couples: Protecting the Life You’ve Built Together

You’ve built a life with someone you love - sharing a home, experiences, and maybe even finances - but without legal marriage, the law doesn’t automatically recognize your relationship. That means if something happens to you, your partner could be left without legal rights to your property, finances, or even decisions about your medical care.

In this article, you’ll learn why unmarried couples face greater legal risks, what key planning steps you can take to protect each other, and how my Peace of Mind Planning® process ensures your wishes are honored, no matter what life brings.

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What Happens to Your Debt When You Die?
Kimberly Trinidad Kimberly Trinidad

What Happens to Your Debt When You Die?

Many people worry about leaving debt behind for their loved ones, but the reality of what happens to debt after death is more complex than you likely  realize.

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Wills vs. Trusts: How to Choose the Right Tool to Protect the People You Love
Michelle Herd Michelle Herd

Wills vs. Trusts: How to Choose the Right Tool to Protect the People You Love

When you begin thinking about estate planning, one of the first questions you might ask is whether you need a will, a trust, or both. You may have heard conflicting information from friends, social media, or TV experts, which can make the decision feel confusing. And while both wills and trusts can play an important role in your estate plan, the real question is not which document you should choose, but how to create a plan that actually works when your loved ones need it to.

In this article, you’ll learn the real difference between wills and trusts, how each works in practice, and what you should consider before making a decision. More importantly, you’ll discover why choosing the right tool is only one part of building a plan that keeps your family out of court, out of conflict, and out of costly mistakes. 

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The Cost of a Cheap Estate Plan: Why “Bargain” Estate Planning Often Costs The Most to You and
Michelle Herd Michelle Herd

The Cost of a Cheap Estate Plan: Why “Bargain” Estate Planning Often Costs The Most to You and

Like buying a cheap car that leaves you stranded on the highway, bargain-priced estate planning often fails when your loved ones need protection most. What looks like savings upfront can turn into costly delays, legal fees, and unnecessary stress later.

This guide breaks down why “cheap” estate planning so often becomes an expensive mistake and how a comprehensive Peace of Mind Plan helps ensure your family is protected when it matters most.

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